Consolidating credit cards credit score
GET started now So, the 1st step is awareness – take stock of your current credit situation, and this means understanding everything that’s on your credit reports today. Now, once you know what is on your credit report, the question is… And more importantly, what can be done to have the biggest impact on your score right now?
You’ll learn how to interpret the 5 factors that affect your score.
If your credit score isn’t excellent then you will pay a huge penalty on a mortgage, refinance, auto loan, credit cards, or any other type of loan. That’s money paid out to lenders that you could use to live a better life – take more vacations, cover college education costs for your children, live in a bigger house, drive a nicer car, or invest the savings for retirement.
And it’s even worse if you have bad credit, considered by lenders to be anything below 620.
Went from renting and a poor credit rating, 570-ish, to purchasing a home and 728 current credit score in about 6 months. My credit score was 550...because of your program, my credit scores are now 671, 638, 645, and still climbing! I’m working on buying a house soon and have already received some great offers but I’m going to wait until my credit is even better. I had vaguely good intentions about beginning the journey, but the task seemed so out of reach and hardly top of the endless To-Do list. Mike Roberts, and his e-mail newsletter, helped me do it.Over that time, we have received many tens of thousands of blog comments and support emails from visitors to this site.Because of this, we have an in depth understanding of the variety of problems that you may be facing with your credit.This provides the framework from which you will form a personalized action plan.Many people are confused about how to understand each section of a credit report. did you know that if you have a lengthy credit history, your report can be over 20 pages long?