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Likewise, some universities won’t accept those checks, so complications with enrollment (among other things) are a possibility.In most cases, you can deposit or cash a postdated check early.You’re allowed to to pay with a postdated check, and businesses are allowed to reject those payments because you haven’t really made a free-and-clear payment.If you plan to write a postdated check, ask for permission before doing so.It is illegal to write a check when you know you don’t have the funds to cover it, but things get a little fuzzy – and details depend on state law – when you postdate a check (assuming it is accepted as payment).

A postdated check offers the promise of controlling the uncontrollable: As time marches forward, you may wonder what the date on a check really does.Debt collectors and other businesses may be prohibited from processing a check before the date on the check, but most individuals are free to take postdated checks to the bank immediately.That said, if you agreed to wait before cashing a check, it might be illegal to do otherwise.Unless you set things up correctly with your bank, the bank is free to pay funds out of your account before the date shown on your check.Ask first: What’s more, a postdated check might not be an acceptable form of payment.

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