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When I was 13, they divorced, then my mom struggled to raise three kids, often relying on free lunch tickets and food stamps.

As my mother approach retirement age, she was riddled with anxiety over the fact that she hadn’t saved for her golden years.

It has been estimated that an astounding 80% of divorces are the result of money disagreements.

My parents were intelligent, well-educated and hard-working, yet they lived paycheck to paycheck.Our family lives a typical middle-class lifestyle with one fantastic exception– we only work when we want to.Financial freedom affords us the gift of free time.We didn’t want money issues to negatively impact our family.Over the course of the next couple years, I made it my mission to learn about personal finance, investing, entrepreneurship and lifestyle design.

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