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It’s a great alternative if you’ve been turned down for a credit card by the banks. You get a true line of credit, without having to give a security deposit. Your credit history gets reported to the credit bureaus. It allows you to build or re-build your credit, even if you had difficulties in the past or present – even consumer proposal or bankruptcy.Why It’s a Winner: The Affirm Master Card is our top ranked credit card for bad credit, because it stands alone in Canada as the only unsecured credit card for bad credit with absolutely no security deposit required.“Peoples Card Services continually analyzes and refines its products to best meet the needs of our clients.While we work to reposition a number of existingand new products, we have decided to stop accepting new applications for the Peoples Trust Secured Card product effective July 31st, 2017.The speed limits are enforceable by the police and the cameras will be operational by summer 2014.'Edmund King, president of The AA, added that successive transport secretaries have spoken of changing the speed limits on motorways – which is ‘ironic’ considering the speed limit is not enforced on sections of the M25.Laura Woods, from the road safety charity Brake, told Mail Online: ‘Speeding kills: the faster you are travelling, the less chance you can stop in time for an emergency, and the more damage you’ll do in a crash.
Why It’s a Winner: The People’s Trust secured credit card offers a low interest rate of 12.99% on balances, two percentage lower than the next best secured credit card.This card is ideal if you have had credit problems and want to rebuild your credit rating, have no credit history and want to establish a good credit rating or are a discharged bankrupt. If you intend on carrying a balance, you’re probably better off not getting the card and using the money that you would have used for your deposit to pay for your service – interest free.You will need a bank account to be able to apply for this secured credit card.But remember, you shouldn’t be carrying a balance anyways.The idea here is for you to use good credit habits and pay down your credit card bill every month, not just the minimum payment, on time – use automatic payments if you can’t trust yourself.